Credit Card Value, Quantified
The Credit Card Value Index (CCVI) is a comprehensive, objective ranking of consumer & small-business credit cards. Scores combine rewards, fees, benefits, and acquisition offers into a single, comparable number—updated monthly across 400+ cards.
Benefits of the Credit Card Value Index
CCVI provides unique, objective data for better card analysis. The index is based on a deep methodology across rewards, fees, acquisition offers, and benefits—updated monthly.
Better decision making
Compare cards with a consistent score that blends rewards, fees, perks, and intro offers into one number.
Rich data
Access monthly tables, release notes, and supporting references to audit and explain every score.
Flexible
Filter by issuer, network, annual fee, category rewards, and cohorts to focus on the segments you care about.
Timely updates
CCVI refreshes monthly so new launches, changes, and promos are reflected quickly-plus historical trend views.
About the Credit Card Value Index
How is CCVI calculated?
Scores are normalized from multiple inputs: category & base rewards, fees, card benefits, and intro offers. Values are computed on a consistent scale so cards can be compared directly.
How does it differ from other comparisons?
CCVI avoids anecdotes and cherry-picked spend. It applies a transparent methodology with references and release notes so every change can be explained and audited.
How do all major cards stack up?
The index tracks 400+ consumer and small-business cards, updated monthly, with trend views and cohorts to compare segments over time.
Top Movers
Preview AllNo change data available for this segment/direction. Showing top CCVI instead.
What's Included
Web-based access to the full CCVI dataset with filters, cohorts, and exports, plus monthly updates and supporting documentation.
- Full CCVI database
Filter, sort, cohort views, and quick comparisons.
- Monthly release notes
What changed, why, and links to references.
- Changelog & references
Source docs for issuer terms, guides, and benefits.
- Cohorts & trend views
Issuer, network, category, and fee-based groupings.
- Email updates
Highlights each month so you never miss changes.
Ready to explore CCVI?
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