Cohorts
Jump straight into CCVI with a spending cohort preselected. Each cohort reflects a realistic yearly spend level and mix so you can compare cards in the right context.
Basis Spending
$96k/yrBalanced baseline for an average small business across common categories (ops, T&E, supplies). Use this to get a neutral, apples-to-apples starting point.
Open →Micro Movers
$48k/yrLower-volume or early-stage businesses. Highlights fee sensitivity and the value of $0 AF or low-AF products when spend is modest.
Open →Mid-Market Leaders
$144k/yrGrowing companies with broader spend. Surfaces tiered rewards, caps, and statement credits that start to matter at scale.
Open →Rising Stars
$192k/yrHigh-growth operations. Tests whether premium annual-fee cards pay for themselves with richer multipliers and protections.
Open →Tech Trailblazers
$144k/yrTech-forward mix (software/SaaS, cloud, online ads). Emphasizes cards that reward digital spend and flexible points.
Open →Client Connectors
$192k/yrClient-facing teams with heavier T&E (air/hotel/dining/rides). Brings travel protections and lounge/insurance into the ROI picture.
Open →Why cohorts?
Card value depends on context. These cohorts let you evaluate ROI with a representative spend level and mix instead of generic assumptions. You can always adjust filters or switch cohorts inside CCVI.