CCVICCVI

The credit card benchmark for product and strategy teams.

CCVI gives product and strategy teams a single, auditable score across 400+ consumer and small-business cards. Stop comparing apples to oranges. Monthly updates. Full methodology.

Objective, auditable scoring400+ cardsMonthly updates
Marriott Bonvoy Boundless Credit Card· 206Fifth Third Preferred Cash/Back Card· 135Citi Strata Premier Card· 189Chase Sapphire Reserve· 413United Club Infinite Card17Delta SkyMiles Reserve American Express Card9The Platinum Card· 395Discover it Cash Back· 160Hilton Honors American Express Aspire Card7U.S. Bank Shopper Cash Rewards Visa Signature Card· 183Venture X· 255Wells Fargo Active Cash Card· 154HSBC Elite Credit Card· 265Citi Custom Cash Card· 154Bank of America Premium Rewards· 176Marriott Bonvoy Boundless Credit Card· 206Fifth Third Preferred Cash/Back Card· 135Citi Strata Premier Card· 189Chase Sapphire Reserve· 413United Club Infinite Card17Delta SkyMiles Reserve American Express Card9The Platinum Card· 395Discover it Cash Back· 160Hilton Honors American Express Aspire Card7U.S. Bank Shopper Cash Rewards Visa Signature Card· 183Venture X· 255Wells Fargo Active Cash Card· 154HSBC Elite Credit Card· 265Citi Custom Cash Card· 154Bank of America Premium Rewards· 176

Two years of objective scoring

CCVI Total scores for five flagship premium cards, tracked monthly. Every score is auditable, every change is documented.

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Benefits of the Credit Card Value Index

CCVI provides unique, objective data for better card analysis. The index is based on a deep methodology across rewards, fees, acquisition offers, and benefits—updated monthly.

Better decision making

Compare cards with a consistent score that blends rewards, fees, perks, and intro offers into one number.

Rich data

Access monthly tables, release notes, and supporting references to audit and explain every score.

Flexible

Filter by issuer, network, annual fee, category rewards, and cohorts to focus on the segments you care about.

Timely updates

CCVI refreshes monthly so new launches, changes, and promos are reflected quickly-plus historical trend views.

About the Credit Card Value Index

How is CCVI calculated?

Scores are normalized from multiple inputs: category & base rewards, fees, card benefits, and intro offers. Values are computed on a consistent scale so cards can be compared directly.

How does it differ from other comparisons?

CCVI avoids anecdotes and cherry-picked spend. It applies a transparent methodology with references and release notes so every change can be explained and audited.

How do all major cards stack up?

The index tracks 400+ consumer and small-business cards, updated monthly, with trend views and cohorts to compare segments over time.

What's Included

Web-based access to the full CCVI dataset with filters, cohorts, and exports, plus monthly updates and supporting documentation.

  • Full CCVI database

    Filter, sort, cohort views, and quick comparisons.

  • Monthly release notes

    What changed, why, and links to references.

  • Changelog & references

    Source docs for issuer terms, guides, and benefits.

  • Cohorts & trend views

    Issuer, network, category, and fee-based groupings.

  • Email updates

    Highlights each month so you never miss changes.

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CCVI • The Credit Card Value Index